Capability Section - amplitude in your everyday's life

From Knowledge to Action

A healthy financial lifestyle only becomes real when insights turn into concrete actions. That’s exactly where amplitude comes in: the app translates your knowledge into clear routines, understandable visualizations, and practical decision-making tools that you can use every day – without needing to manage spreadsheets or complex calculations.

1. Automatic Classification of Your Finances

All transactions from your connected bank accounts are automatically captured and categorized by the Smart Matching Algorithm (SMA). 

Income, Fixed Costs, Variable Costs, and Financial Costs – instantly sorted into clear patterns. 

This is the patented amplitude approach: turning scattered data into a holistic view of your finances. 

Link all your accounts once, and get absolute clarity in one single access point – no effort, no surprises.

Knowledge Base

Learn more about the benchmarks, their color codes and how to shape your healthy financial lifestyle

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2. Your Dashboard – Clarity at a Glance

The Liquidity Curve shows your financial development across past, present, and future.

Forecasts let you spot bottlenecks before they hit – so you stay in control.

Clear monthly breakdowns by cost type reveal the balance between your standard of living and lifestyle. 

And with ColorCoach®, you know instantly if you’re in the green, should be cautious, or need to act.

One dashboard. Full clarity.

Knowledge Base

Learn more about the benchmarks, their color codes and how to shape your healthy financial lifestyle

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3. Smart Routines for Everyday Life

amplitude isn’t just about control – it’s about finding the right balance between your standard of living, your lifestyle, and building wealth.

With the Lifestyle Restbudget diagram, you always know:
• How much money is truly left for free spending,
• How many days are left in the month,
• And whether your spending pace is in balance. 

Unlike raw account balances that mislead you (because rent, insurance, and other costs are booked later), amplitude separates obligations from real disposable money – so your decisions are always based on the right numbers. 

The Expense section categorizes all your variable costs automatically. 

And with the Dynamic Spending diagram, you instantly see whether you’re spending too fast – ensuring that at the end of the money, there’s still month left, not the other way around.

Smart routines, real clarity – and no

4. Always One Step Ahead – When Planned Meets Reality Without Surprises

Never lose track of what’s coming. amplitude automatically compares your planned income, fixed costs, and financial commitments with your actual bank transactions.  

So you instantly see:
• What’s already paid,
• What’s still due,
• And whether your month is fully on track.

Absolute clarity – always knowing exactly what’s ahead.

5. Your Balance Between Credit & Saving

Do you really know your balance between loan repayments and savings?

amplitude gives you a clear view of how much you spend on debt, how much you save – and how both relate to your income. 

You’ll see at a glance:
• Whether your credit costs are too high,
• Whether your savings are in a healthy range,
• And the minimum you should set aside to stay financially balanced. 

This way you know if you’re just paying off debt – or truly building wealth step by step.

How we provide clarity into your everyday life

Real Life Use Cases – amplitude in Your Daily Life

Can I afford these beautiful shoes?

With the Lifestyle Budget Circle, you instantly see whether your spending is still on track. If your Restbudget is ahead of the month’s progress, you’ve got financial buffer left to treat yourself.
The Dynamic Spending Average shows you how your daily spending compares to the healthypace of the month — if you’re below the average line, you’re in control and ready for that extraindulgence.

I want to buy myself a new bicycle.

Big purchases like a bicycle are rarely spontaneous — they’re planned.  

With the Dashboard Forecast, you can simply look ahead to any of the twelve future months we display and instantly see if your liquidity allows it.  

The Liquidity Curve shows whether there’s enough cash, while the clear forecasted account balance tells you exactly how much you can safely spend without touching your savings or any declined obligations.  

That means peace of mind, clarity in your decision — and no unpleasant surprises.

Can I afford that new apartment rent?

A new apartment often means higher rent — but does it still fit your financial balance?  

With the Fixed Cost Benchmark, you instantly see whether it stays within a healthy range.  

Fixed costs represent your standard of living, and amplitude shows you if you’re still in the green zone, need to double-check, or are at risk of overcommitting.  

That way, you know if the move will keep your finances flexible — or tighten them too much.

Know in January what you can pay in May for your vacation in August.

With forecasts, you can see months ahead whether your plans fit your financial situation — so you can book your summer vacation stress-free and without touching your savings.  

amplitude shows you in January how much liquidity will be available in May and even how much you’ll have left in August while you’re already enjoying your time off.

How much money should I save per month?

The Financial Costs section helps you understand how saving and repaying debts fit naturally into your budget — without compromising your lifestyle.  

amplitude shows you whether you’re building wealth sustainably or stretching your finances too thin.

You’ll instantly see how your savings, credits, and other financial commitments relate to your income — and how balanced your financial setup truly is.

What is a healthy financial lifestyle?

amplitude transforms abstract financial concepts into clear visuals and actionable insights. 

By showing you exactly how your Income, Fixed Costs, Lifestyle spending, and financial commitments interact, amplitude helps you find your personal balance between living well today and building stability for tomorrow.  

When your Fixed Costs reflect a sustainable standard of living, your Lifestyle Budget stays within its healthy range, and your Financial Costs balance saving and debt repayment — you’re living a truly healthy financial lifestyle. 

And when you maintain this balance month after month, your Liquidity Curve shows it: steady growth, more control, and less stress.

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