From Knowledge to Action
Only when insights turn into concrete action will you feel the real value of a balanced financial lifestyle.
That’s exactly where we step in:
amplitude turns knowledge into clear routines, understandable visualizations, and practical decision-making tools for everyday life – without spreadsheet chaos or a calculator.
Let us do the math
All transactions from your connected bank accounts are automatically captured and categorized by the Smart Matching Algorithm (SMA).
Income, Fixed Costs, Variable Costs, and Financial Costs – instantly sorted into clear patterns.
This is the patented amplitude approach:
turning scattered data into a holistic view of your finances.
Link all your accounts once, and get absolute clarity in one single access point – no effort, no surprises.
Learn more about the benchmarks, their color codes and how to shape your healthy financial lifestyle
One dashboard.
Full clarity.
The Liquidity Curve shows your financial development across past, present, and future.
Forecasts let you spot bottlenecks before they hit – so you stay in control.
Clear monthly breakdowns by cost type reveal the balance between your standard of living and lifestyle.
And with ColorCoach®, you know instantly if you’re in the green, should be cautious, or need to act.
Learn more about benchmarks, color codes, and how to start looking beyond tomorrow
Your decision always based on the right numbers
amplitude is about finding the right balance between your standard of living and your lifestyle.
With the Lifestyle Restbudget diagram you align perfectly between your free cash for spending and how many days are left until the end of the month.
That makes it much more manageable to not still have month left at the end of your money.
Account balances mislead you (because rent, insurance, and other costs are booked later).
amplitude separates obligations from real disposable money – so your decisions are always based on the right numbers
The Expense section categorizes all your variable costs automatically.
And with the Dynamic Spending diagram, you instantly see whether you’re spending too fast – ensuring that at the end of the money, there’s still month left, not the other way around.
Easy routines, real clarity – and no guessing anymore.
One step ahead – when planning meets reality
Never lose track of what’s coming. amplitude automatically compares your planned income, fixed costs, and financial obligations with your actual bank transactions.
So you instantly see:
• what has already been paid
• what is still outstanding
• whether your month is going according to plan
There’s something oddly satisfying about seeing your financial obligations fall into place one after another – almost like ticking off a to-do on your checklist.
Your balance between credit and saving
amplitude clearly shows you how much you spend on debt, how much you save – and how both relate to your income.
You can see at a glance:
• whether your credit costs are too high
• whether your savings rate is in a healthy range
• how much you should set aside to stay balanced
That way, you know whether you’re just paying off debt – or actually building wealth step by step
amplitude in your daily life.
Can I afford these beautiful shoes?
With the Lifestyle Budget Circle, you instantly see whether your spending is still on track - or not. If your Restbudget is ahead of the month’s progress, you’ve got financial buffer left to treat yourself. Like a small race where the yellow circle should never run out before the blue one
The dynamic Spending Average shows you how your daily spending compares to the healthypace of the month — if you’re below the average line, you’re in control and ready for that dinner party to endulge yourself.
That fancy new bicycle.
Big purchases like a bicycle are rarely spontaneous. They’re planned or at least considered well in advance.
With the Dashboard Forecast, you can look months ahead and instantly see whether your liquidity allows for it. In other words, whether your cash in, for example, two months’ time going into summer will be enough.
The Liquidity Curve shows your forecasted account balance: whether there’s enough money and how much of your cashflow you can spend without touching your savings or open obligations and without restricting your everyday lifestyle.
That means peace of mind, clarity in your decision and no unpleasant surprises.
Can I afford that new apartment?
A new apartment often means higher rent — but does it still fit your financial balance?
With the Fixed Cost Benchmark, you instantly see whether it stays within a healthy range.
Fixed costs represent your standard of living, and amplitude shows you if you’re still in the green zone, need to double-check, or are at risk of overcommitting when in the red.
That way, you know if the move will keep your finances flexible — or tighten them too much.
Know in January what you can afford in May for August vacation
With the Forecast, you can see months ahead whether your plans fit your financial situation. You can book your summer vacation stress-free and without touching your savings.
amplitude shows you in January how much liquidity will be available in May for your vacation in August. And even how much you’ll have left in August while you’re already enjoying your time off.
How much money should I save per month?
The Financial Costs section helps you understand how saving and repaying debts fit naturally into your budget without compromising your lifestyle.
amplitude shows you whether you’re building wealth sustainably or stretching your finances too thin.
You’ll instantly see how your savings, credits, and other financial commitments relate to your income and how balanced your financial setup truly is.
What's a healthy financial lifestyle?
amplitude transforms abstract financial concepts into clear visuals and actionable insights.
By showing you exactly how your Income, Fixcost, Lifestyle spending, and financial commitments interact, amplitude helps you find your personal balance between living well today and building stability for tomorrow.
When your Fixcosts reflect a sustainable standard of living and your Lifestyle Budget stays within its healthy range, with your Financial Costs in balance, you’re living a truly healthy financial lifestyle.
And when you maintain this balance month after month, your Liquidity Curve shows it: Steady growth, more control, and less stress.
Your advantage, everyday.
amplitude provides you always have a clear answer to the everyday money questions:
Can I afford this now?
What does this expense relate with the coming months?
How do I find the balance between lifestyle and saving?
In the onboarding process, we’ll provide you with all the information you need in order to help you set up amplitude. Start your journey now.
FAQs
Everything you need to know about the product and billing. Can’t find the answer you’re looking for? Please chat to our friendly team.
Souveränität entsteht aus Wissen – und aus der Möglichkeit, es umzusetzen. Genau dafür ist das Onboarding da: Wir sorgen dafür, dass du amplitude nicht nur nutzt, sondern wirklich anwenden kannst. Wie beim Autofahren: Ohne Führerschein wird’s chaotisch. Oder bei der Bohrmaschine: Eine kurze Einweisung verhindert unnötige Fehler. amplitude ist keine „Lieferdienst“ App mit einem einzigen hübsch verpackten Feature. Es sind leicht verständliche, aber umfassende Funktionen – und die sollte man einmal sauber verstanden haben. Kurz gesagt: Damit du nicht planlos bist, begleiten wir dich am Anfang. Das spart dir (und uns) Zeit, Nerven – und unnötige Support-Rückfragen.
Du kannst viele Banken über eine PSD2-konforme Schnittstelle verbinden. Die Verbindung läuft über einen lizenzierten Partner/Provider und kann jederzeit getrennt werden.
Sicherheit hat höchste Priorität. Zugriff auf deine Daten hast nur du. Wir arbeiten mit Verschlüsselung, Rollenrechten und protokollierten Zugriffen.
Nein. Und falls sich das irgendwann ändert, sagen wir dir klar Bescheid. Dann müsstest du es aktiv beantragen – und zusätzlich zweimal von dir per Authentifizierung bestätigen.
Du kannst Bankverbindungen jederzeit trennen. Bei Löschung werden deine Daten gemäß unseren Löschfristen entfernt bzw. bei gewünschter Archivierung nach 3 Monaten gelöscht. Du hast also 3 Monate Zeit deinen Account wiederherzustellen. Danach nicht mehr.
Ungefähr 0,2% deines monatlichen Einkommens. Fair, oder? 🙂 Je höher dein Gehalt, desto mehr Transaktionen fallen in der Regel an – und desto mehr gibt’s für uns zu verarbeiten. Deshalb ist unser Preismodell in 7 Stufen eingeteilt. Du siehst deine Stufe, sobald du deinen Account eingerichtet hast. Danach startet eine 14-tägige Testphase. Und erst danach entscheidest du aktiv (also nicht automatisch durch uns), ob du einen Access Plan abschließen möchtest – natürlich mit dem Preismodell, das du vorher transparent angezeigt bekommst. Kurz gesagt: prinzipiell ca. 0,2% deines regelmäßigen monatlichen Einkommens, gestaffelt in 7 Stufen.